Best Maternity Insurance Singapore 2022

Best Maternity Insurance Singapore October 2022

Most Insurers today have Maternity Insurance today in Singapore. While there are so many types of Maternity plans in the market, understanding the details of the insurance product can be crucial.

What are Maternity Insurance Plans?

They are insurance plans that cover for pregnancy complications (for expecting mother) and congenital illnesses (for baby). Typically taken up at the end of the first trimester, Maternity Insurance covers for pregnant mothers as well as their baby, with some insurers as early as 13th week into the pregnancy. It covers the child up to 3 or 6 years for congenital illnesses and in some cases, whole life coverage with a high death protection and critical illness coverage, including early to advance stages.

Do You Really Need Maternity Coverage?

Maternity plan essentially covers for pregnancy complications and congenital illnesses, as well as hospital charges to a certain extent. That being said, usual gynaecology check ups are not covered for.

Best Maternity Insurance Plans in Singapore

Not all Maternity plans are suited to every mothers. To help you stay well informed of the best maternity plan for you, have a read at our analysis and review of the maternity plans in the market. We pick the top, competitive and best valued plans for your considerations.

AIA
Mum2Baby

 3.75/5

AIA's Mum2Baby is a bundle of maternity insurance with a Whole Life insurance OR ILP. Early CI is applicable for the Whole Life plan with the option to transfer. It has the highest pregnancy complications and congenital illnesses covered.

NTUC Income
Maternity 360

 4/5

NTUC Income's Maternity 360 is a Stand-alone maternity plan that offers option of Whole Life/Endowment/ILP plan after child is born. It is also lowest in premiums.

AXA
HappyMummy

 5/5

AXA's HappyMummy is a bundled combination of a 3 year maternity plan with a Whole Life or ILP that comes with the Option to Transfer to baby (even with Early CI) without medical underwriting. Very powerful feature for parents!

Singlife with Aviva
Singlife Maternity Care

 3/5

Singlife with Aviva's MyMaternityPlan covers for Stem Cell treatment and developmental delays. However, to be able to purchase, you or your spouse have to purchase other Aviva policies.

The Champion

 5/5

AIA
Mum2Baby

Covering even for IVF,IUI, ICI and ICS, AIA’s Mum2Baby is a bundle of maternity insurance with a Whole Life insurance or ILP. Early Critical Illness rider can be added to the Whole Life plan with the option to transfer to newborn without underwriting.

The maternity plan covers for 14 pregnancy complications and 25 congenital illnesses including ADHD, Wilson’s Disease & Autism Spectrum Disorder

Best Stand-alone Maternity Plan

 5/5

NTUC Income
Maternity 360

NTUC Income Maternity 360 is a Stand-alone maternity insurance plan. Protection is for 3 years with a single premium & one of the best valued in the market.

Covering for pregnancy complications and congenital illnesses, Maternity 360 offers the Option to include Whole Life/ Endowment/ ILP after child is born.

Still unsure about maternity insurance plan?

Read our article here to find out more, or simply contact us instead!

Get the Best Maternity Insurance Plans in Singapore 2022

We researched and reviewed the best maternity plan in the market so you don't have to.

But to make sure you get the right one, simply fill in the questionaire and our experienced licensed FA advisor will get in touch with you shortly upon your request.

No obligations. No hidden fees and costs. Just professional advice.

How many weeks into pregnancy are you currently into?*:

I would like to have*:

My maternity planning is focused on*

Name*

Date of Birth*

Email*

Contact Number*

Remarks

By completing and submitting your personal data in this form, I authorize, agree and consent to TreeofWealth.sg and its partnered licensed representatives to collect, use and disclose my personal data for the purposes of contacting me to provide information regarding their services, including marketing and promotional information relating to products and/or services offered and/or distributed via email, call and/or text messages/SMS.

Frequently Asked Questions

What is Maternity Insurance?

Maternity Insurance plan is a type of term insurance that covers for expecting mothers as well as the baby. It also extends to the first 3 or 6 years of the child after he/she is born and covers for juvenile conditions like ADHD, Wilson’s Disease & Autism Spectrum Disorder. Usually eligible to purchase upon the 13th week of pregnancy, maternity plans insures pregnancy complications, congenital illnesses, financial assistance like hospital benefit and for some insurers, specific treatment like stem cell surgery (for newborns) and psychotherapy (for mothers slipping into depression).

Maternity Insurance plans are also typically bundled with a whole life or Investment-linked policy, or stand-alone ones with the option to add-on a whole life, endowment or investment-linked policy with simplified or no medical underwriting.

How Does Maternity Insurance Protect Expecting Mothers?