MyMultipay CI III
The best Multiple Pay CI plan across. No waiting period from Early Stage to Advance Stage CI. No waiting period from Early Stage to another category of Early Stage CI. Payout is highest for Advance Stage CI across all. Premium is waived while still being covered.
Able to add as a rider to Term & Whole Life plans, as well as have it stand-alone. You can even convert it from a rider into a stand-alone coverage! Not all insurers have that.
And most importantly, premium is the most competitive and is very versatile in coverage years from 10 years to 99 years old.
With a 2 year premium paying term and a 6 years waiting period – total of 8 years and a Capital Guaranteed with attractive returns of up to 3.2% per annum upon maturity, the i-Wealth Builder is one of the strongest shortest savings plan available.