Best Diabetic Critical Illness Plans in Singapore 2023
Diabetes is one of the more complicating conditions that may arise as it will lead to many other critical illnesses and complications (like limb amputation). But once diagnosed, insurers will not cover the condition at all – when you need it the most.

What is Diabetic Critical Illness Insurance Plan?
Traditionally, diabetic patients will be unable to get insurance coverage for life. In the rare event that diabetic patients are covered, there may be high loading on the premiums and/or exclusions to certain conditions and critical illnesses.
However, it is most important to have a coverage when someone has diabetes as it may lead to heart diseases or stroke. For this reason, insurers today are starting to accept pre-existing conditions and diabetes providing financial coverage for advance stage of diseases.

Main difference between a Diabetic plan and usual Critical Illness plans
Even when insurers do cover pre-existing conditions like high blood or diabetes, a higher charged premium will be served, along with the related Critical Illnesses excluded. The biggest advantage for Diabetes Critical Illness plans is they cover for diabetes and even complications like Limb Amputation due to Diabetic Complications. Other Critical Illnesses like Major Cancer is also covered for. They are also relatively well priced and covers for Total Permanent Disability as well.

No claims payout
Save even more when there are no claims made. Up to 25% of your total premiums paid at the end of your policy term if no claim is made.

Covers For Pre-Existing & Diabetic Conditions
Covers you when you are unable to get coverage due to Pre-diabetes or the 3 Highs (high blood pressure, high cholesterol and high BMI).

Critical Illness Coverage
Lump-sum payout upon diagnosis of major Critical Illnesses, Total and Permanent Disability, Terminal Illness or Death. Additional coverage for diabetic complications.
Best Diabetic Critical Illness Plans in Singapore 2023
Diabetes Critical Illness plan covers for people with pre-existing conditions with all types of diabetes covered (different insurers apply), protecting and paying out to ease you financially when you lose the ability to work.


Singlife with Aviva
Essential Critical Illness
The Singlife Essential Critical Illness is a low cost coverage that does not break your wallet while protecting you. It covers Pre-existing Type 2 Diabetes, Pre-diabetes or the 3 Highs (high blood pressure, high cholesterol and high BMI). Comes with a complimentary health programme as well.

AIA Diabetes Care
AIA Diabetes Care does what a diabetes plan is supposed to do, along with their AIA Vitality programme which offers perks and helps you get on a healthy lifestyle.

The Winner
Singlife Essential Critical Illness
Aside from covering pre-existing conditions, It also comes with a higher maximum sum assured of $500, 000, earlier entry age of 25 years old and a good range of Critical Illness coverage that includes cancer, blindness and kidney failure.
Get the Best Diabetic Critical Illness Plan
There are many types of Diabetic Critical Illness Insurance plans out there. We have specially curated the best plans and compare them for you so you don't have to do so.
Simply fill in the simple Diabetic Critical Illness Insurance questions to find the coverage best suited to your needs. Our experienced licensed FA advisor will get in touch with you shortly upon your request.
No obligations. No hidden fees and costs. Just professional advice.

Frequently Asked Questions
They are essentially a type of Critical Illness term insurance that covers for people with pre-existing conditions of type-2 diabetics, pre-diabetic or chronic disease patients. It pays out a lump sum amount upon diagnosis of critical illness, total permanent disability and death.
Aside from diabetes, other chronic diseases such as high BMI, high cholesterol and high blood conditions are also covered for.
Diabetes Critical Illness plan covers for people with pre-existing conditions with all types of diabetes covered (different insurers apply), protecting and paying out to ease you financially when you lose the ability to work.