Being Rich & Prosperous Accumulating vast wealth and having access to ample opportunities are two distinct things. While the former may be tempting, the latter offers a more sustainable path towards financial stability. It’s crucial
This article was submitted by one of our reader/financial advisor whom is in her 20s and want to share on the importance of financial planning for the younger crowd of those in their 20s. Why
By definition, a “good” debt is when the purpose of getting the loan can outweigh the overall amount of the loan, interest included. Examples of good debts would be business loans; using debt to expand
There is a lot of debate surrounding the Buying Term & Investing The Rest (BTIR) strategy in the financial industry. Some strongly support it, while others are totally against it. Let’s explore the pros and
Many of us envision becoming millionaires. But can it really come true? Using Mr Loo Cheng Chuan’s 1 Million By 65 (1M65) strategy, this dream of retiring as a millionaire truly becomes a reality. What’s
Have you noticed that some of your favourite products are getting smaller lately? Maybe it’s your favourite Cadbury bar that has shrunk. Or your bottle of shampoo getting tinier. How about each of your caifan
Thinking about retirement can be a stressful and daunting topic, especially with the rising cost of living in Singapore. While it is good to have a gauge on how much is required to retire comfortably
CPF is definitely a very familiar acronym to all working Singaporeans. It is a mandatory social security savings scheme that helps us to save for our retirement, housing, and healthcare needs. If you’re reading this,
Retirement, the big R word we will struggle during our working years, as well as when we are approaching it. Are you ready for retirement? Have you given it some thought or planned out your
Critical Illness Coverage Overview You may have heard or read about Critical Illness Insurance policy before, usually abbreviated as “CI”, from an insurance agent before, or even from someone you know, like a friend or
The prevalence of cancer in Singapore has been steadily rising in the past few years. As a matter of fact, roughly 36 people are diagnosed with a certain type of cancer every day all over
This question will depend largely on what you want out of your endowment plan and on your budget. Paying it through 5/10/15 years has its pros and cons and so does paying it in one