Looking to optimize your wealth growth with an investment plan that adapts to your financial journey? The HSBC Life Wealth Voyage is a regular premium investment-linked plan (ILP) that caters to both new and experienced investors, letting you choose the growth pace that aligns with your goals. With a Minimum Investment Period (MIP) of 15, 20, or 25 years, this plan allows you to stay on course with your wealth-building journey, complete with multiple bonuses and coverage. Let’s explore its unique features and benefits.
Key Features of HSBC Life Wealth Voyage
1. Option to Invest in Dividend-Paying Funds
With Wealth Voyage, you have the option to invest in dividend-paying funds. You can choose to reinvest your dividends to further boost your capital or opt for a payout to enjoy a steady income stream. This flexibility lets you tailor your investment approach based on your cash flow needs and income preferences.
2. Manageable Financial Commitment with Regular Premiums
Wealth Voyage’s regular premium structure makes it easier to spread your investment over time, allowing you to grow your wealth without a large, upfront payment. This approach can help maintain manageable financial commitments, making it ideal for both steady savers and long-term investors.
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3. Transparent Account Maintenance Fees
HSBC Life Wealth Voyage offers transparency with fixed account maintenance fees, so you know what to expect from the start and throughout your policy term. This ensures that your policy is optimized for growth without the worry of unexpected fees cutting into your returns.
4. Free Premium Holidays for Financial Flexibility
Life can be unpredictable, and HSBC Life Wealth Voyage supports you by allowing premium holidays for up to 24 months if your financial situation changes. During these premium holidays, you won’t incur charges, giving you breathing space while remaining on track with your investment goals.
5. Diverse Fund Access to Suit Your Risk Appetite
With access to close to 70 top-tier funds across various markets, HSBC Life Wealth Voyage allows you to diversify your portfolio according to your risk tolerance. This exposure to global markets provides an opportunity to capture growth while balancing risk, making it ideal for strategic, long-term investors.
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6. Complimentary Death and Terminal Illness Coverage
This plan includes built-in coverage against death and terminal illness up to age 99, along with accidental death coverage up to age 75. These benefits ensure that your loved ones are financially secure, giving you peace of mind as you work towards your financial goals.
7. Start-Up Bonus for Early Growth
To accelerate the growth of your investment, HSBC Life Wealth Voyage offers a start-up bonus ranging from 15% to 30% of your regular premium in the first policy year, and 15% to 50% in the second policy year. This boost helps your wealth journey begin with extra momentum.
8. Power-Up Bonus for Long-Term Investors
Starting in policy year 3 for a 20- or 25-year MIP, or policy year 6 for a 15-year MIP, you’ll receive a monthly power-up bonus of up to 1.0% p.a. of the current value of your regular premium account. This bonus continues until the end of the MIP, rewarding you for your commitment to the plan.
9. Loyalty Bonus for Continued Growth
After completing the MIP, you will receive a monthly loyalty bonus of up to 1.2% p.a. of your regular premium account’s value. This additional incentive recognizes your long-term commitment and provides ongoing value after the MIP period, helping your portfolio grow well into the future.
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How HSBC Life Wealth Voyage Works
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Why Choose HSBC Life Wealth Voyage?
HSBC Life Wealth Voyage stands out as a robust, flexible ILP designed for individuals looking to build wealth gradually while maintaining the freedom to adapt to life’s changes. With its start-up and loyalty bonuses, free premium holiday options, and extensive fund choices, this plan accommodates both new and experienced investors. Additionally, the added coverage for death and terminal illness offers peace of mind that your loved ones are financially protected.
Whether you’re interested in dividend-paying funds or prefer a diversified portfolio with global exposure, Wealth Voyage empowers you to align your investments with your financial goals. For investors committed to a steady, long-term approach, the wealth-building potential and flexibility of HSBC Life Wealth Voyage make it a compelling choice.
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Ready to Embark on Your Wealth Voyage?
The HSBC Life Wealth Voyage ILP offers a comprehensive solution for those seeking long-term growth, flexible payment options, and peace of mind. With options for customization and protection, this plan empowers you to grow your wealth at your preferred pace. Start your investment journey with HSBC Life Wealth Voyage and enjoy the benefits of tailored growth, bonuses, and coverage.
Complete the form below to learn how HSBC Life Wealth Voyage can support your financial goals. Take the next step in your wealth journey today!
