Day: July 23, 2026

The Life Insurance Association Singapore’s Critical Illness Framework contains standard definitions for the severe stage of 37 critical illnesses. However, the list is commonly misunderstood. It does not mean: Every CI policy must cover all

A useful starting point is approximately four times your annual income. This comes from the Life Insurance Association Singapore’s Protection Gap Study 2022, which estimated an average critical illness protection need of: S$357,864 per economically