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Income Lady360 Plan Review

Income Lady360 Plan Review

Last Updated on by Tree of Wealth

Income Lady 360: An Affordable and Comprehensive Term Life Insurance Plan Tailored for Women

Lady 360 is a term insurance that offers a comprehensive coverage package designed specifically to address specific female-related illnesses, surgeries, and post-diagnosis support benefits. It also offers the reassurance of coverage in the unfortunate event of death.

Rest assured that your protection remains intact, even if you have made multiple claims for different insured events. You have the freedom to choose between a 10-year renewable policy term or a policy term that extends until your 64th birthday (last birthday).

Income Lady 360
Source: Income


Singapore Cancer Registry Annual Report 2018


Singapore Cancer Society

Features at a Glace

Premium Waiver for Next 24 Months

Enjoy peace of mind with Lady 360 as a waiver of premium is applicable for the next 24 months, or until the end of the policy term (whichever comes first), upon a successful claim for any of the covered female illnesses.

This means that during your recovery period, you can rest assured that premiums will be waived, allowing you to solely focus on restoring your health and well-being.

Interested to learn more?

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Affordable premiums

Stay protected with affordable premiums. Starting from as low as $1.40 per day, you can enjoy comprehensive protection and live your life to the fullest, free from worries about financial burdens. Income’s aim is to make quality protection accessible to all, ensuring that you can prioritize your well-being without breaking the bank.

Note: $1.40 daily premium is based on a sum assured of $25,000 and a premium term till age 64, would have a monthly premium of $41.50. From this, the daily premium of $1.40 is derived, rounded up to the nearest $0.05, assuming a 30-day month.

Source: Income

Biennial health screening benefit

Starting from the second policy anniversary, Lady 360 offers a personalized biennial health screening6 to provide you with peace of mind. This specialized health screening is available to you every two years, ensuring that you maintain optimal health and vitality.

List of Benefits

Category of insured events Cover limit

1. Female illnesses benefit

(The total amount paid under this benefit shall not exceed 100% of the sum assured.)

• Chronic autoimmune hepatitis

• Malignant cancer of female sites

• Rheumatoid arthritis

• Systemic lupus erythematosus with lupus nephritis

100% of sum assured

• Carcinoma in situ of female sites

• Osteoporotic fractures of the hip and vertebra requiring surgery or repair

50% of sum assured

2. Female surgeries benefit

(The total amount paid under this benefit shall not exceed 50% of the sum assured.)

• Radical vulvectomy

• Wertheim’s operation

• Uterus, total pelvic exenteration

50% of sum assured

• Breast lumpectomy – bilateral

• Mastectomy – bilateral or unilateral

• Hysterectomy

• Complicated repair of fistula

30% of sum assured
• Breast lumpectomy – unilateral

• Urinary incontinence requiring surgery

• Uterine prolapse requiring surgery

• Thyroid disorders requiring surgery

• Polycystic ovarian syndrome requiring surgery

15% of sum assured

3. Support benefit

(The total amount paid under this benefit shall not exceed 100% of the sum assured.)

• Reconstructive surgery benefit due to mastectomy following breast cancer

or carcinoma in situ of the breast, malignant skin cancer, accidental burns and


100% of sum assured
• Oocyte cryopreservation benefit 25% of sum assured

• Breast cancer – molecular gene expression profiling test for treatment

guidance benefit

15% of sum assured

(subject to a maximum of


• Outpatient psychiatric benefit 5% of sum assured
• Hormone replacement therapy benefit 5% of sum assured
4. Death benefit $10,000

Interested to learn more?

Fill in the form below and we will get back to you!

 How Income Lady 360 Works 

How NTUC Income Lady360 Works
Source: Income

Interested to learn more?

Fill in the form below and we will get back to you!

Ready to take control of your financial future and ensure comprehensive protection with the 360° Female Protection Plan?

Our dedicated team of financial advisors is here to guide you towards a secure and empowered financial journey. Contact our expert advisors today to explore the tailored options and benefits that Lady 360 offers.

Take the first step towards peace of mind and schedule a consultation to discuss your financial planning needs and get in touch with us today!


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