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Income Comprehensive Cancer Care Insurance Plan Review

Income Comprehensive Cancer Care Insurance Plan Review

Last Updated on by Tree of Wealth

Income Complete Cancer Care is a specialized term insurance product designed with a singular focus: offering all-encompassing protection and assistance to those diagnosed with cancer.

Crafted meticulously, this insurance offers both financial and emotional reinforcement for individuals grappling with a cancer diagnosis. Its features, such as multi-stage payouts, recurrence benefits, and supplementary perks, position it as a standout choice for anyone desiring exhaustive coverage tailored for cancer-related situations. The core objective is to grant policyholders tranquility and monetary security during such demanding periods, allowing them to prioritize health and recuperation without the overshadowing concern of financial strain.

Determine Your Ideal Payout Selection

Income’s Complete Cancer Care safeguards you throughout every cancer stage with the significant Major Cancer Benefit. You have the flexibility to opt between two distinct lump sum payout alternatives:

Major Cancer Stages and Corresponding Benefits:

  • Early or Intermediate Stage:
    • If diagnosed with an early or intermediate stage of major cancer during the policy’s term:
      • Care 50: 50% of the total sum assured.
      • Care 100: The entire 100% of the sum assured.
    • Advanced Stage (with prior claim for early/intermediate stage):
      • Care 50: 50% of the total sum assured.
      • Care 100: Not applicable.
    • Advanced Stage (with no prior claim for early/intermediate stage): Both Care 50 and Care 100: 100% of the sum assured.

Alleviate Financial Concerns with the Premium Waiver Benefit

Rest easy knowing that upon a major cancer diagnosis, future premiums will be waived for a defined duration, stretching to the policy’s conclusion. Even if you claim, the residual benefits remain intact. With the Premium Waiver Benefit, Complete Cancer Care commits to supporting your mental wellbeing, ensuring you combat the disease devoid of any fiscal anxieties.

Major Cancer Stages and Their Respective Waiver Periods:

  • Early or Intermediate Stage:
    • Care 50: Premiums are waived for up to 60 months or until policy termination, depending on which comes first.
    • Care 100: Premiums are waived up to the policy’s conclusion.
  • Advanced Stage: Both Care 50 and Care 100: Premiums are waived until the policy’s culmination.

Supporting Your Cancer Treatment with Monthly Payouts

Benefit from a steady monthly payout for a span of up to 24 months, assisting you in managing cancer treatment expenses. The Monthly Cancer Therapy Benefit offers extensive coverage for a range of treatments including cell, tissue or gene therapy, chemotherapy, hormonal therapy, immunotherapy, radiotherapy, and targeted therapy.

Major Cancer Stages and Associated Monthly Benefits:

  • Early or Intermediate Stage:
    • Care 50: 0.5% of the sum assured monthly.
    • Care 100: 1% of the sum assured monthly, for up to 12 months.
  • Advanced Stage: Payout details for up to 24 months.

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Emphasizing Comfort in Terminal Situations with Hospice Care

With the Cancer Hospice Care Benefit, prioritize your comfort and life quality. Should terminal cancer arise, a 10% sum assured will be disbursed either upon joining an inpatient hospice palliative care facility or when opting for at-home or day palliative care services, as recommended by a medical specialist.

Assurance in Policy Renewal

Opt for a policy renewal to extend your coverage post-policy expiration. Every decade, your policy’s renewal is assured, allowing you coverage up to the age of 84 (last birthday).

Coverage for Both Accidental and Non-Accidental Demise

In the unfortunate event of an accidental death, receive a payout equaling 100% of the sum assured. Coverage also extends to non-accidental deaths.

Unique Post-Cancer Coverage Option

Post a cancer diagnosis, acquiring another life insurance policy becomes challenging. With this post-cancer cover option – a first in Singapore – you can opt for a new term plan under this benefit. This ensures you’re covered for death, terminal illness, and total and permanent disability (TPD) following an advanced stage major cancer diagnosis.

How Income’s Complete Cancer Care Works

How Income's Complete Cancer Care Works

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How Income's Complete Cancer Care Works 2
Source: Income

In the tumultuous journey of battling cancer, Income Complete Cancer Care is tailored with care and understanding, this insurance promises not just financial aid but also the emotional fortitude one needs during such times. It’s more than just an insurance policy; it’s a commitment to ensuring your peace of mind, health, and recovery take center stage.

Navigating the maze of financial planning, especially when faced with health uncertainties, can be daunting. Let our expert financial advisors guide you to the best solutions tailored for your needs.

Reach out today and take the first step towards a secured and well-planned future.

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